Antoine Kozma is a Financial and Banking Expert and a Compliance and AML Consultant. He holds a Master’s in Business Administration and joined FNB Capital SAL (First National Bank SAL Group) in 2014 as Chief Compliance and AML Officer. He has 44 years of experience since he was initially attracted to the financial and banking sectors as well as the digitalization of these sectors.
From 1975 to 2013, he held several positions, starting in MOSCOW NARODNY BANK LTD in their Computer and Accounting Departments, in PROSPERITY BANK OF LEBANON SAL as a Central Manager, in ADCOM BANK SAL (Advances and Commerce Bank SAL) as an Operations Manager, where his achievements led him to be a Financial and Banking Sworn Expert. He also played a key role in a several Financial Court Cases.
From 2001 to 2012 he was the Chief Financial Officer at JTB Bank SAL in charge of supervision of the accounting department, BDL statistical reports, Budgeting & Financial control department, Official “Taxes” & “NSSF” declarations and adequate application of I.A.S.
His banking and financial experience almost covers the whole activities of the banking sector in Lebanon, and throughout his 44 years of professional experience in diversified banking and financial work, he has also played a leading role in the final implementation of several banking software applications and carried out many feasibility studies for newly established projects in various sectors.